As a homeowner, there’s no greater feeling than knowing that your home is protected from the unexpected. And that’s exactly what homeowners insurance does. With property coverage and dwelling protection, you can rest easy knowing that your hard-earned investment is shielded in case of potential damage or loss.
Whether you’re a young homeowner working tirelessly to provide for your family or a retiree looking for relaxation and comfort, the peace of mind that comes with homeowners insurance from The Insurance Alliance is priceless.
The Insurance Alliance works passionately to secure your home by finding a reputable insurance provider. We get you the necessary home protection you need.
Get a QuoteGet Fuss-Free Homeowners Insurance with TIA
Home insurance can be tricky. From figuring out your policy options to determining the extent of coverage you need, we’re here for you every step of the way. Our homeowner’s insurance agents are always prepared to help.
Finding the best possible house insurance rates and coverage has never been easier. With our wide network of top insurance providers in the industry, you can sit back and relax as we dig up the most suitable policy for your home.
You can take your time and shop around with our free, no-obligation quotes. Explore your options, compare rates, and make informed decisions with free online quotes provided through our website for several types of insurance.
With our mobile app, our insurance services are in the palm of your hand. You can use the app to report claims, access policy documents, and more – all in one app.
What Does Homeowners Insurance Cover?
- Personal liability coverage This coverage helps protect you financially if you are sued if a third party incurs injuries or property damage while on your property.
- Dwelling coverageThis coverage helps pay for repairs or replacement of your home structure, including the foundation, roof, and walls, if it is damaged by a covered event, such as a fire, windstorm, or lightning.
- Other structures coverageThis coverage helps pay for repairs or replacement of detached structures on your property, such as a fence, shed, or garage.
- Personal property coverageThis coverage helps pay for repairs or replacement of your personal belongings, such as furniture, clothing, and electronics, if they are damaged or stolen. High-value items, like art, collectibles, or jewelry, requires an additional coverage known as scheduled personal property coverage.
- Loss of use coverageThis coverage helps pay for additional living expenses, such as hotel bills or restaurant meals, if you are unable to live in your home due to a covered loss.
Peace of Mind Is Just a Few Clicks Away
Homeowners insurance is not mandated by law in the United States, but that doesn’t mean it’s not necessary. In most cases, lenders will require that you have a strong homeowners insurance policy in place to protect your investment. Even if you don’t have a mortgage, having proper home insurance protection guarantees you and your family a lifetime of worry-free, precious family memories in your home.
Get started today with The Insurance Alliance to find the residential insurance coverage that fits your needs and budget, quickly and with no hassle.
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